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₦ NaijaCalc

Free money calculators for Nigeria

Every calculator here is free, works on a basic phone, and shows its working. No sign-up, no email wall.

Take-home pay PAYE, pension and NHF under the Nigeria Tax Act 2025. Rent affordability What rent you can afford, and the lump sum the advance really costs you. Generator cost What your generator really costs per day, month and year. Electricity bill What your units should cost on your NERC band, with VAT. Solar sizing Panels, battery and inverter sized from your actual appliances. Gen vs solar Payback period and total cost of ownership, side by side. City salary compare What salary you need to move cities without going backwards. Commute cost What getting to work really costs you each month. Data plan cost Which MTN, Airtel, Glo or 9mobile plan is actually cheapest. Freelance rate What to charge per hour so your naira take-home target actually survives fees, time off and non-billable work. Broiler cost How much feed a broiler cycle needs, what it costs per kg of live weight, and whether the margin survives. POS profit What a POS or agency banking business actually pays after the super-agent's cut, the cost of funding your float, and cash-out fees.

Which one do you need?

Checking a job offer or a payslip? Start with take-home pay.
Viewing a flat? Run rent affordability before you pay any advance.
Fuel bills eating you alive? Generator cost first, then generator vs solar.
Got a solar quote? Size it yourself with the solar sizing calculator and see if it adds up.
Considering a move? City salary comparison tells you whether it is really a raise.