Work out what things actually cost in Nigeria
Free calculators for Nigerian money decisions: estimate take-home pay from your own inputs under the 2026 tax law, plan rent using itemised costs, and compare household power costs. Each tool shows the assumptions behind its result.
₦1,596.25/L
Petrol benchmark
NBS national average · May 2026, not a current quote
₦209.50/kWh
AEDC Band A Non-MD
FCT/Nasarawa only · Sep 2026 · before VAT
₦70,000/mo
Minimum wage
National Minimum Wage Act 2024
₦800,000/yr
Tax-free band
Nigeria Tax Act 2025
Calculators
Take-home pay
PAYE, pension and NHF under the Nigeria Tax Act 2025.
Rent affordability
Compare the recurring budget with your entered upfront costs and savings.
Generator cost
What your generator really costs per day, month and year.
Electricity bill
Check units, tariff and VAT using your receipt or a dated, jurisdiction-specific schedule.
Solar sizing
Panels, battery and inverter sized from your actual appliances.
Gen vs solar
Simple payback, replacement-aware break-even and modelled costs.
Relocation budget
Compare actual monthly budgets and after-tax offers, not assumed city wages.
Commute cost
Separate fuel-only spending from the other commute costs you enter.
Data plan cost
Which MTN, Airtel, Glo or 9mobile plan is actually cheapest.
Freelance rate
What to charge per hour so your naira take-home target actually survives fees, time off and non-billable work.
Broiler cost
How much feed a broiler cycle needs, what it costs per kg of live weight, and whether the margin survives.
POS profit
Estimate monthly POS profit after commission, float funding, cash-outs and operating expenses.
Latest guides
- How to Calculate Take-Home Pay Under Nigeria's 2026 Tax Law
- Generator Costs and Solar Payback in Nigeria — A Worked Comparison
- Rent Budgeting in Nigeria — Monthly Costs, Upfront Cash and Saving Time
- Solar Sizing — A Worked Energy, Battery and Panel Scenario
- Electricity Tariffs in Nigeria — Check Provider, Territory, Class and VAT
- CAC Registration — Dated Official Fees and a Filing Checklist
- Salary Data Collection — Current Status and Evidence Standards
Salaries by profession
Offer checklists and budgeting tools to help you assess a real offer. Salary examples on individual pages are illustrations, not a verified pay survey.
- Software Developer
- Data Analyst
- UI/UX Designer
- IT Support / Sysadmin
- Registered Nurse
- Medical Doctor
- Pharmacist
- Laboratory Scientist
- Accountant
- Bank Officer
- Bank Branch / Unit Manager
- Civil Engineer
Cities
Frequently asked questions
Is NaijaCalc free to use?
Yes. Every calculator and every data page is free, with no sign-up. The site is funded by advertising and by a small number of clearly labelled affiliate links.
How accurate is the data?
Evidence quality varies. Tax calculations cite the law; price defaults need checking against your situation. Legacy salary and city figures are illustrative only, not verified wage or price observations. Read the methodology before relying on a result.
What changed in the 2026 tax law?
The Consolidated Relief Allowance was abolished and replaced by a flat ₦800,000 tax-free band, with six progressive rates from 0% to 25%. Most workers below roughly ₦4m a year pay less than they did before.
Can I use these calculators for my business?
Yes. They are built for exactly that — pricing a service, costing a delivery route, deciding between a generator and solar, or working out whether a rent is survivable.