₦ NaijaCalc
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Cost of living in Port Harcourt (2026)

Oil-and-gas economy keeps professional salaries and prices both above the national median, especially in GRA and Peter Odili Road.

145 Overall cost index national median = 100
155 Rent index 1-bed: ₦930,000/yr
₦327,500 Monthly all-in single adult, 1-bed
Band B Electricity band Port Harcourt Electricity Distribution Co. (PHED)
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What things cost in Port Harcourt

Monthly cost for a single adult (rent annualised)
ItemMonthlyAnnual
Rent, 1-bedroom flat₦77,500₦930,000
Rent, 2-bedroom flat₦129,167₦1,550,000
Groceries, single adult₦142,000₦1,704,000
Transport / commute₦63,000₦756,000
Data / internet₦16,000₦192,000
Utilities, gas, levies₦29,000₦348,000
Total (1-bed)₦327,500₦3,930,000

Excludes school fees, healthcare, generator fuel and savings — which for many households are larger than the items above.

What salary you need in Port Harcourt

Treating rent as no more than 25% of gross income, a one-bedroom flat at ₦930,000 a year implies gross income of about ₦3,720,000 a year, or ₦310,000 a month. To cover the full ₦327,500 monthly cost with any margin, plan on roughly ₦655,000 a month gross.

Check a specific rent →

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Salaries in Port Harcourt

ProfessionLowMedianHigh
Bank Branch / Unit Manager ₦725,000₦1,740,000₦3,625,000
Project Manager ₦435,000₦1,015,000₦2,610,000
Medical Doctor ₦435,000₦940,000₦2,175,000
Marketing Manager ₦360,000₦870,000₦2,175,000
Software Developer ₦360,000₦800,000₦2,610,000
Data Analyst ₦290,000₦650,000₦1,740,000
UI/UX Designer ₦260,000₦610,000₦1,595,000
University Lecturer ₦290,000₦610,000₦1,450,000
Pharmacist ₦290,000₦580,000₦1,305,000
Civil Engineer ₦260,000₦580,000₦1,305,000
Mechanical Engineer ₦230,000₦510,000₦1,160,000
Electrical Engineer ₦230,000₦510,000₦1,230,000

PHED's approved Band C rate has historically been among the highest of the DisCos.

Compare Port Harcourt with another city

Frequently asked questions

How much does it cost to live in Port Harcourt?
A single adult renting a one-bedroom flat needs roughly ₦327,500 a month in Port Harcourt for rent, food, transport, data and utilities. That is 145 on an index where the Nigerian urban median is 100.
What is the average rent in Port Harcourt?
A one-bedroom flat runs about ₦930,000 a year and a two-bedroom about ₦1,550,000. PHED's approved Band C rate has historically been among the highest of the DisCos.
Is Port Harcourt expensive compared with other Nigerian cities?
Port Harcourt sits at 145 on the overall cost index. For reference, Lagos is the most expensive city tracked at 185 and Maiduguri the least at 74.
What salary do I need to live comfortably in Port Harcourt?
Treating rent as no more than 25% of gross income, a one-bedroom flat at ₦930,000 a year implies a gross income of about ₦3,720,000 a year, or ₦310,000 a month.
Which electricity tariff band is Port Harcourt on?
Most feeders in Port Harcourt are served by Port Harcourt Electricity Distribution Co. (PHED) and typically fall in Band B. Your band is set by your feeder, not your city, so check the rate on your own vending receipt.

Calculators

Rent affordability What rent you can afford, and the lump sum the advance really costs you. City salary compare What salary you need to move cities without going backwards. Electricity bill What your units should cost on your NERC band, with VAT. Commute cost What getting to work really costs you each month.