NaijaCalc
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Offers & recommendations

Services we think are genuinely useful for Nigerian households and small businesses. Links marked as affiliate links earn us a commission at no extra cost to you.

Every entry below is flagged with its verification status. Where we have not personally used a service or confirmed its current terms, it says so — we would rather show you the uncertainty than pretend to certainty we do not have.

Selar

Sell your own templates and guides with no monthly fee. Nigerian bank payout, and it handles the delivery of digital files for you.

Commission: Free plan, 5% per sale · Status: unverified_link

Visit Selar →

Before publishing: Confirm current fees and the affiliate/referral programme terms before publishing.

Paystack Storefront

A free storefront tied straight to a payment account. The cheapest way to take a first naira online if you already use Paystack.

Commission: Free, transaction fees only · Status: unverified_link

Visit Paystack Storefront →

Before publishing: Confirm current transaction fees.

PiggyVest

For the reader who has just worked out what they should be saving and needs somewhere disciplined to put it. Locked savings and automatic deductions suit irregular Nigerian incomes.

Commission: Referral bonus · Status: unverified_link

Visit PiggyVest →

Before publishing: Confirm the referral programme is open and check its current terms. Only recommend savings products you have used.

Cowrywise

The alternative for a reader who wants mutual funds and a savings plan in one place rather than a single savings pot.

Commission: Referral bonus · Status: unverified_link

Visit Cowrywise →

Before publishing: Confirm the referral programme is open and its terms.

Jumia

For readers pricing appliances against a solar or inverter system — inverter refrigerators and energy-efficient fans change the whole calculation.

Commission: Category-based, roughly 3–11% · Status: unverified_link

Visit Jumia →

Before publishing: Join the Jumia Affiliate Programme and replace with your tracked link. Check which categories pay what.

Truehost

A NiRA-accredited registrar, which matters if a reader wants a .com.ng name. Also the cheapest route to a domain plus hosting if they outgrow a free static host.

Commission: Around 10% · Status: unverified_link

Visit Truehost →

Before publishing: Confirm the affiliate rate and current .com.ng pricing. Prices move — do not quote a fixed figure in copy.

HostAfrica

Nigerian-hosted option for readers who want their site or store on local infrastructure with naira billing.

Commission: Around 5% · Status: unverified_link

Visit HostAfrica →

Before publishing: Confirm the affiliate rate and payout threshold.

Expertnaire

Nigeria's largest digital-product marketplace. Useful only where a reader has an explicit skills gap — never placed next to content about saving or budgeting.

Commission: Commonly 20–50% · Status: unverified_link

Visit Expertnaire →

Before publishing: Check what is actually on sale before linking. Commission rates vary per product and some products are poor. Do not promote blindly.

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Read the full affiliate disclosure.