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Cost of living in Kaduna (2026)
Cheap to live in and well connected to Abuja by road and rail, which makes it a common commuter base for FCT jobs.
86
Overall cost index
national median = 100
80
Rent index
1-bed: ₦480,000/yr
₦192,000
Monthly all-in
single adult, 1-bed
Band D
Electricity band
Kaduna Electricity Distribution Co. (KAEDCO)
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What things cost in Kaduna
| Item | Monthly | Annual |
|---|---|---|
| Rent, 1-bedroom flat | ₦40,000 | ₦480,000 |
| Rent, 2-bedroom flat | ₦66,667 | ₦800,000 |
| Groceries, single adult | ₦84,000 | ₦1,008,000 |
| Transport / commute | ₦38,000 | ₦456,000 |
| Data / internet | ₦13,000 | ₦156,000 |
| Utilities, gas, levies | ₦17,000 | ₦204,000 |
| Total (1-bed) | ₦192,000 | ₦2,304,000 |
Excludes school fees, healthcare, generator fuel and savings — which for many households are larger than the items above.
What salary you need in Kaduna
Treating rent as no more than 25% of gross income, a one-bedroom flat at ₦480,000 a year implies gross income of about ₦1,920,000 a year, or ₦160,000 a month. To cover the full ₦192,000 monthly cost with any margin, plan on roughly ₦384,000 a month gross.
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Salaries in Kaduna
| Profession | Low | Median | High |
|---|---|---|---|
| Bank Branch / Unit Manager | ₦430,000 | ₦1,030,000 | ₦2,150,000 |
| Project Manager | ₦260,000 | ₦600,000 | ₦1,550,000 |
| Medical Doctor | ₦260,000 | ₦560,000 | ₦1,290,000 |
| Marketing Manager | ₦215,000 | ₦515,000 | ₦1,290,000 |
| Software Developer | ₦215,000 | ₦475,000 | ₦1,550,000 |
| Data Analyst | ₦170,000 | ₦385,000 | ₦1,030,000 |
| UI/UX Designer | ₦155,000 | ₦360,000 | ₦945,000 |
| University Lecturer | ₦170,000 | ₦360,000 | ₦860,000 |
| Pharmacist | ₦170,000 | ₦345,000 | ₦775,000 |
| Civil Engineer | ₦155,000 | ₦345,000 | ₦775,000 |
| Mechanical Engineer | ₦140,000 | ₦300,000 | ₦690,000 |
| Electrical Engineer | ₦140,000 | ₦300,000 | ₦730,000 |
Compare Kaduna with another city
- Kaduna vs Lagos
- Kaduna vs Abuja
- Kaduna vs Port Harcourt
- Kaduna vs Ibadan
- Kaduna vs Kano
- Kaduna vs Enugu
- Kaduna vs Benin City
- Kaduna vs Warri
- Kaduna vs Jos
- Kaduna vs Abeokuta
- Kaduna vs Ilorin
- Kaduna vs Uyo
- Kaduna vs Owerri
- Kaduna vs Calabar
- Kaduna vs Sokoto
- Kaduna vs Maiduguri
- Kaduna vs Asaba
Frequently asked questions
How much does it cost to live in Kaduna?
A single adult renting a one-bedroom flat needs roughly ₦192,000 a month in Kaduna for rent, food, transport, data and utilities. That is 86 on an index where the Nigerian urban median is 100.
What is the average rent in Kaduna?
A one-bedroom flat runs about ₦480,000 a year and a two-bedroom about ₦800,000.
Is Kaduna expensive compared with other Nigerian cities?
Kaduna sits at 86 on the overall cost index. For reference, Lagos is the most expensive city tracked at 185 and Maiduguri the least at 74.
What salary do I need to live comfortably in Kaduna?
Treating rent as no more than 25% of gross income, a one-bedroom flat at ₦480,000 a year implies a gross income of about ₦1,920,000 a year, or ₦160,000 a month.
Which electricity tariff band is Kaduna on?
Most feeders in Kaduna are served by Kaduna Electricity Distribution Co. (KAEDCO) and typically fall in Band D. Your band is set by your feeder, not your city, so check the rate on your own vending receipt.
Calculators
Rent affordability
What rent you can afford, and the lump sum the advance really costs you.
City salary compare
What salary you need to move cities without going backwards.
Electricity bill
What your units should cost on your NERC band, with VAT.
Commute cost
What getting to work really costs you each month.