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Kaduna vs Asaba: cost of living compared (2026)
Kaduna is about 12% cheaper to live in than Asaba overall. On rent alone the gap is wider.
86
Kaduna index
median = 100
98
Asaba index
median = 100
₦192,000
Kaduna monthly
1-bed, single adult
₦217,000
Asaba monthly
1-bed, single adult
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Side by side
| Item | Kaduna | Asaba | Difference |
|---|---|---|---|
| Rent, 1-bedroom (per year) | ₦480,000 | ₦588,000 | +₦108,000 |
| Rent, 2-bedroom (per year) | ₦800,000 | ₦980,000 | +₦180,000 |
| Groceries (monthly) | ₦84,000 | ₦91,000 | +₦7,000 |
| Transport (monthly) | ₦38,000 | ₦43,000 | +₦5,000 |
| Data / internet (monthly) | ₦13,000 | ₦14,000 | +₦1,000 |
| Utilities & levies (monthly) | ₦17,000 | ₦20,000 | +₦3,000 |
| Total monthly (1-bed) | ₦192,000 | ₦217,000 | +₦25,000 |
| Overall cost index | 86 | 98 | — |
| Rent index | 80 | 98 | — |
What a Accountant earns in each
Using Accountant as a mid-level reference role, adjusted for each city's cost index:
| City | Median gross | Monthly living cost | Left over |
|---|---|---|---|
| Kaduna | ₦240,000 | ₦192,000 | ₦48,000 |
| Asaba | ₦275,000 | ₦217,000 | ₦58,000 |
On these figures a Accountant keeps more each month in Asaba than in Kaduna — about ₦10,000 more. This assumes pay tracks local cost, which is the usual pattern but not a rule.
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Which city should you choose?
If your income is fixed — a pension, a remote salary, a business that serves clients online — the cheaper city is straightforwardly better and the saving is permanent. If your pay adjusts to the local market, most of the apparent saving disappears, because employers in Asaba generally pay more for the same role. They rarely pay enough to cover the full rent difference, which is why this comparison matters more than the headline salary figure.
Frequently asked questions
Which is cheaper, Kaduna or Asaba?
Kaduna is the cheaper city, by about 12% on overall living costs. On rent alone the gap is 18%.
How much cheaper is rent in Kaduna than Asaba?
A one-bedroom flat runs about ₦480,000 a year in Kaduna against ₦588,000 in Asaba.
What salary do I need in Asaba to match Kaduna?
Multiply by 1.14. For an accountant, ₦240,000 in Kaduna is roughly equivalent to ₦275,000 in Asaba.
Is it worth moving from Asaba to Kaduna?
Only if your income travels with you. If you can keep a Asaba salary while living in Kaduna, the saving is real and substantial. If your pay adjusts down to local levels, most of the gain disappears.