Bank Officer salary in Nigeria (2026)
Bank Officer pay in Nigeria typically runs from ₦150,000 to ₦600,000 a month gross, with a median around ₦300,000. Below: what that buys in each city, and what you actually take home.
Salary data: NaijaCalc compiled range from published Nigerian salary surveys and job-board postings, Sep 2026. · Data as of 2026-09-10 · Confidence: medium
Figures are MONTHLY GROSS salary in naira, compiled as ranges from published Nigerian salary surveys (MySalaryScale, SalaryExplorer, Payscale, Glassdoor NG) and job-board postings. They are planning estimates for negotiation and budgeting — not offers, not averages from a census, and not tax advice. Every page renders the confidence tier and this caveat. The single highest-value maintenance task on this site is replacing these estimates with reader-submitted, verified payslips.
Take-home pay on the median
Under the Nigeria Tax Act 2025 the first ₦800,000 of chargeable income is tax-free, and 8% goes to pension. On a gross salary of ₦300,000:
| Line | Annual | Monthly |
|---|---|---|
| Gross salary | ₦3,600,000 | ₦300,000 |
| Pension (8%) | −₦288,000 | −₦24,000 |
| Take-home (before PAYE) | ₦3,312,000 | ₦276,000 |
Get your exact take-home pay →
Bank Officer salary by city
Adjusted using each city's overall cost index against a national baseline of 100.
| City | Low | Median | High | Cost index |
|---|---|---|---|---|
| Lagos | ₦280,000 | ₦555,000 | ₦1,110,000 | 185 |
| Abuja | ₦255,000 | ₦510,000 | ₦1,020,000 | 170 |
| Port Harcourt | ₦220,000 | ₦435,000 | ₦870,000 | 145 |
| Ibadan | ₦145,000 | ₦290,000 | ₦575,000 | 96 |
| Kano | ₦130,000 | ₦265,000 | ₦530,000 | 88 |
| Enugu | ₦145,000 | ₦290,000 | ₦580,000 | 97 |
| Benin City | ₦135,000 | ₦270,000 | ₦540,000 | 90 |
| Kaduna | ₦130,000 | ₦260,000 | ₦515,000 | 86 |
| Warri | ₦175,000 | ₦355,000 | ₦710,000 | 118 |
| Jos | ₦125,000 | ₦250,000 | ₦500,000 | 83 |
| Abeokuta | ₦130,000 | ₦260,000 | ₦520,000 | 87 |
| Ilorin | ₦120,000 | ₦235,000 | ₦475,000 | 79 |
| Uyo | ₦140,000 | ₦280,000 | ₦565,000 | 94 |
| Owerri | ₦140,000 | ₦280,000 | ₦560,000 | 93 |
| Calabar | ₦130,000 | ₦255,000 | ₦510,000 | 85 |
| Sokoto | ₦115,000 | ₦230,000 | ₦455,000 | 76 |
| Maiduguri | ₦110,000 | ₦220,000 | ₦445,000 | 74 |
| Asaba | ₦145,000 | ₦295,000 | ₦590,000 | 98 |
Entry route
Degree plus a bank graduate trainee programme.
Base salary understates total compensation — bonuses, 13th month and allowances commonly add 20-40%.