NaijaCalc
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Abuja vs Ilorin: cost of living compared (2026)

Ilorin is about 54% cheaper to live in than Abuja overall. On rent alone the gap is wider.

170 Abuja index median = 100
79 Ilorin index median = 100
₦382,000 Abuja monthly 1-bed, single adult
₦177,000 Ilorin monthly 1-bed, single adult
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Side by side

ItemAbujaIlorinDifference
Rent, 1-bedroom (per year)₦1,260,000₦420,000 -₦840,000
Rent, 2-bedroom (per year)₦2,100,000₦700,000 -₦1,400,000
Groceries (monthly)₦147,000₦78,000 -₦69,000
Transport (monthly)₦79,000₦35,000 -₦44,000
Data / internet (monthly)₦17,000₦13,000 -₦4,000
Utilities & levies (monthly)₦34,000₦16,000 -₦18,000
Total monthly (1-bed)₦382,000₦177,000 -₦205,000
Overall cost index17079
Rent index21070

What a Accountant earns in each

Using Accountant as a mid-level reference role, adjusted for each city's cost index:

CityMedian grossMonthly living costLeft over
Abuja₦475,000₦382,000₦93,000
Ilorin₦220,000₦177,000₦43,000
On these figures a Accountant keeps more each month in Abuja than in Ilorin — about ₦50,000 more. This assumes pay tracks local cost, which is the usual pattern but not a rule.

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Which city should you choose?

If your income is fixed — a pension, a remote salary, a business that serves clients online — the cheaper city is straightforwardly better and the saving is permanent. If your pay adjusts to the local market, most of the apparent saving disappears, because employers in Abuja generally pay more for the same role. They rarely pay enough to cover the full rent difference, which is why this comparison matters more than the headline salary figure.

Frequently asked questions

Which is cheaper, Abuja or Ilorin?
Ilorin is the cheaper city, by about 54% on overall living costs. On rent alone the gap is 67%.
How much cheaper is rent in Ilorin than Abuja?
A one-bedroom flat runs about ₦420,000 a year in Ilorin against ₦1,260,000 in Abuja.
What salary do I need in Abuja to match Ilorin?
Multiply by 2.15. For an accountant, ₦220,000 in Ilorin is roughly equivalent to ₦475,000 in Abuja.
Is it worth moving from Abuja to Ilorin?
Only if your income travels with you. If you can keep a Abuja salary while living in Ilorin, the saving is real and substantial. If your pay adjusts down to local levels, most of the gain disappears.

Abuja cost of living · Ilorin cost of living